*{margin:0;padding:0;box-sizing:border-box;font-family:'Segoe UI',Arial,sans-serif}
body{background:#eef2f6;color:#111}
:root{ --fondo1:#e8eef5; --fondo2:#cfdef0; }
.hero-bg{background:linear-gradient(180deg,var(--fondo1),var(--fondo2));padding:26px 10px 40px;min-height:90vh}
.nav{display:flex;justify-content:space-between;align-items:center;padding:12px 30px;background:#fff;box-shadow:0 2px 10px rgba(0,0,0,.1)}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:20px}
.logo-img{width:48px;height:48px;border-radius:50%;object-fit:cover;border:2px solid #0a3d7a;background:#fff}
.nav nav a{margin:0 12px;text-decoration:none;color:#333;font-weight:600}
.nav nav a.active{color:#0a6bff}
.carousel{position:relative;max-width:1100px;margin:0 auto;display:flex;align-items:center;gap:8px}
.track{display:flex;gap:14px;overflow:hidden;width:100%;padding:10px 4px}
.track img{width:32%;height:280px;object-fit:cover;border-radius:12px;box-shadow:0 10px 30px rgba(0,0,0,.25);background:#9db8d0}
.track img.center{width:36%;height:310px;border:3px solid #fff}
.arrow{background:rgba(0,0,0,.55);color:#fff;border:none;font-size:30px;width:44px;height:70px;border-radius:8px;cursor:pointer}
.dots{text-align:center;margin:12px}
.dots span{display:inline-block;width:8px;height:8px;background:#bbb;border-radius:50%;margin:0 4px}
.dots span.on{background:#333}
.cards{max-width:900px;margin:22px auto 0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{border-radius:14px;padding:22px;text-decoration:none;min-height:190px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 12px 30px rgba(0,0,0,.2)}
.card.white{background:#fff;color:#111}
.card.blue{background:linear-gradient(180deg,#0a4a9e,#062a5e);color:#fff}
.card.black{background:#0d0d0d;color:#fff}
.card h2{font-size:26px}.orange{color:#ff5a1f}
.mini-btn{margin-top:12px;display:inline-block;padding:8px 18px;border-radius:8px;font-weight:700;width:fit-content}
.mini-btn.dark{background:#0a2a4e;color:#fff}
.mini-btn.light{background:#2f8fdd;color:#fff}
.card small{opacity:.8}